Pawn Smart is your local top provider of pawn loans. Our goal is to educate you about pawn loans and make the process as fun as possible. Our friendly team members will work with you to get you the best value on your loan, without any hassle. There's no credit check, you get instant cash!
While your item is in our possession, the sale, use or display is prohibited. Your item(s) are safely secured and stored in our warehouse or vault, and will only be sold should you choose not to repay your loan.
Pawn Smart's trained staff has research tools to determine the item’s value in an effort to provide our customers with the best value. Appraisal processes vary depending on the type of item, for example; jewelry is evaluated differently than electronics. Every appraisal is done with the intent of providing the customer with the most money possible.
Bring in your merchandise to pledge and tell us how much you would like to borrow. Our professional appraisers will evaluate the item(s) and discuss its loan value with you, as well as explain your loan terms and options. Present a valid, government-issued photo ID and sign the required documents and collect your cash.
Simply bring your item(s) to us. We will evaluate your jewelry, diamonds, watches, gold, silver or coins and present you with a loan value while you wait. If you decide to make the loan, a ticket will be issued containing a description, the loan amount borrowed and a due date. Most loans are written for 90 days, however, you can make monthly Pawn Service Charge payments for as long as you wish to ensure safe-keeping of your jewelry in our vaults.
Pawn Smart is the
smartest place to pawn :
GOLD / SILVER / PLATINUM
CARS / TRUCKS / MOTORCYCLES / BOATS
DVDS / BLU-RAYS
LAPTOPS / TABLETS
LOANS AVAILABLE FROM
$10 TO $1,000,000!
Pawn Interest Calculations
Being family owned gives us the flexibility to have the lowest interest rates and the longest pawn duration in Jacksonville.